Welcome to (http://www.DebtGuardUSA.com). By using our site, you are agreeing to comply with and be bound by the following terms of use. Please review the following terms carefully. If you do not agree to these terms, you should not browse the site or submit any information to us through the site, or otherwise use the site in any way.
1. Acceptance of Agreement. You agree to the terms and conditions outlined in this Terms of Use Agreement ("Agreement") with respect to our site (the "Site") and the service(s) offered thereon (the "Service"). This Agreement constitutes the entire and only agreement between us and you, and supersedes all prior or contemporaneous agreements, representations, warranties and understandings between us and you with respect to the Site, the marketing copy of the Site, the debt elimination content of Debt Guard USA, products or services provided by or through Debt Guard USA who contact you through your submission on the Site, and the remaining subject matter of this Agreement. This Agreement may be amended at any time and from time to time by us without specific notice to you. The latest Agreement will be posted on the Site, and you should review this Agreement prior to using the Site.
2. Services we provide: Within 5-7 business days of enrolment you will receive your Debt Guard USA Account Profile and the Personal Creditor Inventory Package. You must complete and return you’re New Account Profile and the Personal Creditor Inventory as soon as possible, using the pre-paid FedEx envelope provided.
Once we receive your completed New Account Profile and the Personal Creditor Inventory documents, we will schedule an initial consultation with your personal financial consultant, to diagnose your situation using the information provided in your Personal Creditor Inventory. This will allow your financial consultant to prioritize your accounts, and begin the interest rate reduction discussions on your behalf with your creditors.
At the conclusion of the rate reduction efforts we will produce a customized analysis showing your debt reduction plan and results in full detail. You will be provided with charts showing how the program has delivered interest savings, and graphs showing how the ability to invest your interest savings can produce a dramatic shift from debt to wealth.
The entire process should take four to six weeks. This will vary depending on how quickly you return your New Account Profile and Personal Creditor Inventory. The sooner you can forward the information requested, the sooner we can speed your journey on the road from debt to wealth.
3. Our Guarantee: Debt Guard USA cannot guarantee how low your rates will go if at all, however, Debt Guard USA Guarantees to show you substantial savings in interest rate and finance charges as well as get you out of debt 3-5 times faster, or we will issue you a full refund, And you will still get to keep all the rates we negotiated on your behalf
4. DURATION OF MEMBERSHIP: I understand that I am a life long member of Debt Guard USA unless I request cancellation of my Debt Guard USA .
5. Your Representations and Obligations. By submitting information to the Site, you agree to provide us with true and accurate information and to use the site for personal use only. You represent and acknowledge that you are over eighteen years of age. You represent and acknowledge that you have a minimum of $2,500 in combined household unsecured credit card debt. You also hereby certify that you are a US citizen. You further understand that the following activities are strictly prohibited: using the Service to violate any state or federal law; using the service to harass or harm third parties; impersonating third parties on the Service or misrepresenting your relationship with third parties on the Site; including material misrepresentations in what you submit to the Site.
6. Fees: there is a one time life long enrollment fee the cost of which is determined on a individual case by case basis where numerous factors are taken in to account and consideration before a monetary amount is assigned and agreed to by all parties involved.
7. Right to Transmit Information. You hereby grant to Debt Guard USA permission to transmit all the information you provide on the Site to Debt Guard USA.com .
8. Indemnification. You agree to indemnify, defend and hold us and our partners, attorneys, staff and affiliates (collectively, "Affiliated Parties") harmless from any liability, loss, claim and expense, including reasonable attorneys' fees, related to (a) your violation of this Agreement or use of the Site, (b) any dispute that arises between you and Debt Guard USA, (c) any dispute that arises between you and any individual thereof.
9. Disclaimer and Limits. THE INFORMATION AND SERVICES FROM OR THROUGH THE SITE ARE PROVIDED "AS IS," "AS AVAILABLE," AND ALL WARRANTIES, EXPRESS OR IMPLIED, ARE DISCLAIMED (INCLUDING, BUT NOT LIMITED TO, THE DISCLAIMER OF ANY IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE). THE INFORMATION AND SERVICES MAY CONTAIN, ERRORS, PROBLEMS OR OTHER LIMITATIONS. WE HAVE NO LIABILITY WHATSOEVER FOR YOUR USE OF ANY INFORMATION OR SERVICE, OR YOU ENTERING INTO ANY AGREEMENTS WITH THIRD PARTIES FROM THE SITE. IN PARTICULAR, BUT NOT AS A LIMITATION THEREOF, WE AND OUR AFFILIATED PARTIES ARE NOT LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES (INCLUDING DAMAGES FOR LOSS OF BUSINESS, LOSS OF PROFITS, LITIGATION, OR THE LIKE), WHETHER BASED ON BREACH OF CONTRACT, BREACH OF WARRANTY, TORT (INCLUDING NEGLIGENCE), FRAUD ON THE PART OF Debt Guard USA, FINANCIAL SERVICE COMPANY, OR ANY INDIVIDUAL THEREOF, PRODUCT LIABILITY OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE NEGATION OF DAMAGES SET FORTH ABOVE IS A FUNDAMENTAL ELEMENT OF THE BASIS OF THE BARGAIN BETWEEN US AND YOU. THIS SITE AND THE INFORMATION WOULD NOT BE PROVIDED WITHOUT SUCH LIMITATIONS. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US THROUGH THE SITE SHALL CREATE ANY WARRANTY, REPRESENTATION OR GUARANTEE NOT EXPRESSLY STATED IN THIS AGREEMENT. DESPITE YOUR ACKNOWLEDGEMENT THAT WE ARE NOT LIABLE FOR ANY DAMAGES THAT ACCRUE AS A RESULT OF RELATIONSHIPS YOU ENTER FOLLOWING YOUR SUBMISSION OF INFORMATION TO THE SITE, OUR MAXIMUM LIABILITY TO YOU UNDER ALL CIRCUMSTANCES WILL BE EQUAL TO THE AGGREGATE FEES YOU HAVE PAID DIRECTLY TO Debt Guard USA WHO CONTACTED YOU BASED ON YOUR SUBMISSION OF INFORMATION TO THIS SITE. WE CANNOT GUARANTEE THE ACCURACY OR TRUTHFULNESS OF THE INFORMATION AND OTHER CONTENT PROVIDED BY YOU.
10. By agreeing to this Application you certify that all of the information provided above is true, complete and correct and provided to us, Debt Guard USA doing business as Debt Guard USA . for the purpose of inducing us to process your application. By agreeing below you also agree to the Agreement to Arbitrate All Disputes and the Agreement Not To Bring, Join Or Participate in Class Actions and acknowledge receiving, reading, and agreeing to all the terms and conditions. By agreeing below you authorize us and the Company to share information in your Application and with regard to the processing, funding, servicing, repayment and collection of your account.
